Comparative Report of Condition
| Assets | 12/31/2025 | 12/31/2024 |
|---|---|---|
| Cash and Due From Banks | 16,868,000 | 43,224,000 |
| Securities | 53,445,000 | 79,312,000 |
| Federal Funds Sold |
0
|
0 |
| Loans & Leases Held for Sale | 0 | 0 |
| Loans | 266,468,000 | 252,851,000 |
| Less: Reserves on Loans | (3,157,000) | (2,929,000) |
| Net Loans | 263,311,000 | 249,922,000 |
| Bank Premises/Equipment | 2,771,000 | 2,658,000 |
| Other Assets | 10,218,000 | 8,358,000 |
| Total Assets | 346,613,000 | 383,474,000 |
| Liabilities | 12/31/2025 | 12/31/2024 |
|---|---|---|
| Deposits | 277,891,000 | 355,947,000 |
| Federal Funds Purchased | 0 | 0 |
| Securities Sold Under Agreements to Repurchase | 0 | 0 |
| FHLB Advances | 38,500,000 | 2,100,000 |
| Other Liabilities | 1,958,000 | 1,682,000 |
| Total Liabilities | 318,349,000 | 359,729,000 |
| Stockholder's Equity | 12/31/2025 | 12/31/2024 |
|---|---|---|
| Capital Stock | 500,000 | 500,000 |
| Surplus | 1,500,000 | 1,500,000 |
| Undivided Profits | 29,580,000 | 28,300,000 |
| Net Unrealized Gains (Losses), Available for Sale Securities | (3,316,000) | (6,555,000) |
| Total Stockholder's Equity | 28,264,000 | 23,745,000 |
| Total Liabilities & Stockholder's Equity | 346,613,000 | 383,474,000 |