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Visa Signature Business Rewards

Ozark Bank Visa Signature® Business Rewards Credit Card1 
Run your business smarter. Not harder.
 

As a business owner, every dollar saved helps strengthen your bottom line.  With the Visa Signature® Business Rewards Credit Card1, you don't have to track rotating categories or guess where your points come from. Each month, you automatically earn 2x points for the top two spend categories - no extra effort required. That's rewards that work as hard as you do.

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Rewards
    • 2X Points per dollar on purchases in the top two merchant categories each month2
    • 1 Point per dollar on purchases everywhere Visa is accepted2
    • No limits…No offers to activate…No categories to remember
    • Online reward redemption available 24/7, 365 days a year
    • Take a test drive of the rewards
Introductory Offers  
    • Introductory Purchase APR of 0% for the first 9 months3
    • Spend $2,000 in the first 90 days from account opening and earn 20,000 Bonus Rewards Points.4
Other Benefits
    • No Annual Fee3
    • Competitive Purchase APR
    • Consolidated and Individual Card Billing Options
    • Fraud Protection and Individual Card Limits
    • Online Credit Control
      • View transactions, pay bills, set alerts, and track expenses at CardCenterDirect.com
      • Includes eStatements with 18 months of history
 
Contactless Card
Look, tap, and go with your Visa Signature® Business Rewards Contactless Credit Card!
 

Mobile Wallets
 This card is equipped to handle all your mobile wallets.
 
 
 
 
Apply Today! Click the link below or visit an Ozark Bank Branch.

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Credit cards are issued by UMB Bank, N.A. under a license from Visa USA, Inc.

1 Subject to credit approval. Rates and fees subject to change.

2The Program Member's Corporate Billing Account or the Cardholders account (if cards are billed to an individual Cardholder) earn two (2) Points for each dollar on Net Purchases that fall within the top two (2) merchant category codes (MCCs) for that month, based on the total dollar volume of Net Purchases in each category. We will use the MCCs assigned by the Card Network to identify your Net Purchases that qualify for accelerated Points earning. Certain conditions, restrictions, and exclusions apply. See the Visa Signature Business Rewards Program Rules for complete details about the rewards program.

3APRs: Introductory APR for Purchases: 0.00%. This APR is an introductory APR for the first 9 months. After that, your APR will be 15.49% (quote based on the Prime Rate currently in effect). This APR will vary with the market based on the Prime Rate. APR for Cash Advances: 24.49%. This APR will vary with the market based on the Prime Rate. Fees: Minimum Interest Charge: If you are charged interest, the charge will be no less than $0.50. Annual Fee: None. Cash Advances: 3% of the amount of the cash advance, with a $15 minimum. Foreign Transactions: 2% of the U.S. dollar amount of each Cash Advance or Purchase. Late Payment Fee: $15 if New Balance is less than $100; $29 if New Balance is between $100 and $999.99; $39 if New Balance is $1,000 or more. Issuer retains the right to change the rates and fees that apply to your account as permitted by applicable law. See the Interest Rate and Charges section of the Application for more information. 

4Within 90 days of opening your new Visa Signature Business credit card account, approved applicants must use their card(s) to make $2,000 in Net Purchases to receive 20,000 bonus points. Bonus point eligibility will be determined by combining Sub Account Net Purchases to the Program Member's Corporate Billing Account, or by an individual Cardholder's Net Purchases if the individual Cardholder receives a bill. Bonus Points will be applied to your account within 45 days of meeting the spend requirement. The following transactions are excluded from "Purchases" and do not earn rewards points: cash advances, returns, finance charges and credit card interest or fees.

*The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

For more information, please contact UMB at 800-749-7113 or reach out to Card Services at 1-888-494-5141.

 
Report a lost or stolen Credit Card at (888) 494-5141