Savings Accounts

At Ozark Bank, we've got it all! Whether you need to save for that special occasion, children's education, travel, home improvements or just saving for a rainy day, our savings account is perfect for your needs! With a competitive interest rate, this account helps the beginning saver develop a sound financial discipline to help build a nest egg for a secure future! After all, at Ozark Bank, it's all about YOU!

Free internet banking
Competitive interest, compounded and paid quarterly
Free easy to balance quarterly statement
Free withdrawals per quarter 6
Per withdrawal fee $1 per withdrawal after 6 per quarter
Quarterly service charge $6 if minimum balance less than $100
Monthly service charge if on Combined Statement Banking (CSB) $2 if minimum balance less than $100

It only takes $100 to open an Ozark Bank account.  Why not stop by today?

Personal Savings Accounts

If you have a need to save for that special occasion, children's education, travel, home improvement, or other unforeseen needs, our savings account is your choice. This account pays a competitive interest rate with a limited number of withdrawals permitted per quarter. It is ideal for the beginning saver as well as customers wanting a nest egg readily available to be transferred to their checking account. Fee charges and minimum balance requirements are waived for minors.

Product features include the following:

  • $100 Minimum To Open ($25 For Minors)
  • Earns Current Regular Savings Rate
    (Interest Compounded and Paid Quarterly)
  • Quarterly Statement
    (Monthly If on Combined Statement Banking (CSB) or Electronic Transaction)
  • 6 Free Withdrawals Allowed Per Quarter (2 Per Month on CSB)
  • $1 Per Withdrawal Over 6 Per Quarter (2 Per Month on CSB)
  • Minimum Balance Requirements
    • $6 Per Quarter Service Charge If Minimum Balance Is Less Than $100
    • $2 Per Month Service Charge if Minimum Balance is Less than $100 On CSB
    • This Charge Is Waived For Minors Until The Age Of 18
  • Free Internet Banking+

For withdrawal limitations, please follow the link below.

Withdrawal Limitations