Report of Condition

Comparative Report of Condition

Assets12/31/201612/31/2015
Cash and Due From Banks 47,871,000 38,820,000
Securities 54,544,000 47,502,000
Federal Funds Sold 0 0
Loans 133,647,000 140,582,000
Less: Reserves on Loans (1,798,000) (1,729,000)
Net Loans 131,849,000 138,853,000
Bank Premises/Equipment 2,801,000 2,938,000
Other Assets 5,425,000 5,403,000
Total Assets 242,490,000 233,516,000
Liabilities12/31/201612/31/2015
Deposits 217,841,000 208,498,000
Federal Funds Purchased 0 0
Securities Sold Under Agreements to Repurchase 360,000 361,000
FHLB Advances 0 0
Other Liabilities 628,000 573,000
Total Liabilities 218,829,000 209,432,000
Stockholder's Equity12/31/201612/31/2015
Capital Stock 500,000 500,000
Surplus 1,500,000 1,500,000
Undivided Profits 21,888,000 21,534,000
Net Unrealized Gains (Losses), Available for Sale Securities (227,000) 550,000
Total Stockholder's Equity 23,661,000 24,084,000
Total Liabilities & Stockholder's Equity 242,490,000 233,516,000