Money Market Accounts
At Ozark Bank in Nixa and Ozark, MO, we help our customers invest in their futures by offering them two dynamic money market account options. If you are ready to start saving, our money market accounts are perfect for helping you reach your savings goals. The higher your balance, the more money you earn!
Opening a money market account gives you the financial flexibility of both a savings and checking account, all while keeping your funds safe. If you are looking for a local bank that offers the best money market accounts around, look no farther than Ozark Bank. To open your money market account online, please click on the blue “Open Now” link associated with the account type you are interested in creating below. For more information or assistance on setting up either account with us, please contact any Ozark Bank location.
Once you have set up your account, we invite you to activate your free online banking profile to stay up to date on your latest account information and balances. To register with Ozark Bank online, please click the “Register” link in the Online Banking portal at the top of our website.
Ozark Bank’s Performance Money Market Account
An account earning higher interest with limited transactions. Open Now
- Tiered interest rates for balances above $2,000, see current rates
- $2,000 minimum deposit to open
- 24-Hour Telephone Banking
- Free Online Banking
- Free eStatement
- Withdrawal Limitations
This account is the perfect stepping stone to saving money. The Performance Money Market account is FREE by maintaining a $2,000 minimum daily balance or a $2,500 average daily balance. Pay a low monthly service charge of $10 per statement cycle if this requirement is not met.
Ozark Bank’s Century Money Market Account
Our high interest, high balance transaction account! Open Now
- Tiered interest rates for balances above $25,000, see current rates
- $25,000 minimum deposit to open
- 24-Hour Telephone Banking
- Free Online Banking
- Free eStatement
- Withdrawal Limitations
The Century Money Market account is FREE by maintaining a $2,000 minimum daily balance or a $2,500 average monthly balance. This account will allow you to incur advanced interest. Pay a low monthly service charge of $10 per statement cycle if balance requirement is not met.
Available at each of our four locations in Ozark and Nixa
FAQs
How is a money market account different from a savings account?
A money market account at Ozark Bank offers the financial flexibility of both a savings and a checking account. It typically provides higher interest rates than a regular savings account, especially for higher balances. Reach out to one of our branch locations, and we can help you find the right personal account for your financial needs and goals.
Are money market accounts safe?
Yes, money market accounts are generally low-risk and safe. Ozark Bank money market accounts are insured by the FDIC, which means your deposits are protected up to $250,000 per depositor.
What are the current interest rates for Ozark Bank’s money market accounts?
For specific and current rates at Ozark Bank, please refer to our Current Rates page.
Can I link my money market account to other accounts?
Yes, your Ozark Bank money market account can be linked to your other personal banking accounts at Ozark Bank.
Can I use a debit card with a money market account?
Yes, you can use a debit card to conveniently access money from your money market account for financial transactions.
Can I write checks with a money market account?
Yes, Ozark Bank money market accounts offer check-writing capabilities.
What must I need to open a money market account?
To open a money market account with Ozark Bank, you need a minimum deposit of $2,000 for the Performance Money Market Account or $25,000 for the Century Money Market Account, a social security number, and a form of legal identification.
How can I open a money market account?
You can open a money market account with Ozark Bank by clicking the “Open Now” link associated with the account type you are interested in on our website. Alternatively, you can contact any Ozark Bank location for assistance in setting up the account.