Mortgage Rates

Mortgage Loan Rates
Loan TypeRatePointsAPR*
30 Year Fixed Rate 3.875% 3.949%
20 Year Fixed Rate 3.625% 3.726%
15 Year Fixed Rate 3.000% 3.125%
10 Year Fixed Rate 3.000% 3.181%
1 Year ARM 3.500% $500 4.003%
3/1 ARM 4.000% $500 4.140%
5/1 ARM 4.375% $500 4.420%

USDA, FHA, and VA loans also available.  Call for details.

Rates effective as of 09/20/2017

*Annual Percentage Rate (APR) assumes normal closing costs. Competitive rates are also available for loans under $150,000 and jumbo loans over $417,000.

APR for the 1 year ARM, 3/1 ARM, and 5/1 ARM are based on a 30 year amortization and the APR may increase after consummation of the loan.

Rates are subject to change without notice.

A typical 30 year $150,000 fixed rate loan at 3.875% would have monthly Principal and Interest payments of $705.36, assuming a 20% down payment. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.