Mortgage Rates

Mortgage Loan Rates
Loan TypeRatePointsAPR*
30 Year Fixed Rate 4.125% 4.201%
20 Year Fixed Rate 4.000% 4.105%
15 Year Fixed Rate 3.500% 3.629%
10 Year Fixed Rate 3.500% 3.688%
1 Year ARM 3.875% $500 4.493%
3/1 ARM 4.125% $500 4.553%
5/1 ARM 4.500% $500 4.624%

USDA, FHA, and VA loans also available.  Call for details.

Rates effective as of 01/19/2018

*Annual Percentage Rate (APR) assumes normal closing costs. Competitive rates are also available for loans under $150,000 and jumbo loans over $417,000.

APR for the 1 year ARM, 3/1 ARM, and 5/1 ARM are based on a 30 year amortization and the APR may increase after consummation of the loan.

Rates are subject to change without notice.

A typical 30 year $150,000 fixed rate loan at 4.125% would have monthly Principal and Interest payments of $726.97, assuming a 20% down payment. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.