Deposit Rates

Certificates of Deposit
TermRateAPY*

Minimum Deposit to Open: $1,000.  Minimum Balance Required to Obtain APY: $1,000.  You may not make additional deposits.  You may not make withdrawals until the maturity date.  Note: Early withdrawal penalty will be imposed.

90 - 181 Days 0.10% 0.10%
182 - 364 Days 0.25% 0.25%
12 - 23 Months 0.40% 0.40%
24 - 35 Months 0.65% 0.65%
36 - 47 Months 0.80% 0.80%
48 - 59 Months 0.95% 0.95%
60 Months or More 1.15% 1.15%
IRA's
TermRateAPY*

Minimum Deposit to Open: $1,000.  Minimum Balance Required to Obtain APY: $1,000.  Minimum deposit is $50.00.  You may not make withdrawals until the maturity date.  Note: Early withdrawal penalty will be imposed.

12-23 Months 0.40% 0.40%
24-35 Months 0.65% 0.65%
36-47 Months 0.80% 0.80%
48-59 Months 0.95% 0.95%
60 Months or More 1.15% 1.15%
I-Secure Checking
TermRateAPY*

The interest rate and APY may change.  Note: Fees could reduce earnings on the account.

$0 -$2,499.99 .05% .05%
$2,500 - $9,999.99 .05% .05%
$10,000 - $24,999.99 .10% .10%
$25,000 and Over .15% .15%
VIP, 50+, and Silver Checking
TermRateAPY*

Minimum Deposit to Open: $50.00.  Minimum Balance Required to Obtain APY: $0.01.  The interest rate and the APY may change.  Note: Fees could reduce earnings on the account.

$50 Minimum to Open Account 0.05% 0.05%
Platinum and High Interest Checking
TermRateAPY*

Minimum Deposit to Open: $50.00.  $6.00 Service Charge per statement cycle if daily balance falls below $1,500.00  The interest rate and the APY may change.  Note: Fees could reduce earnings on the account.

$1,500 or more 0.10% 0.10%
$0.00 to $1,499.99 0.05% 0.05%
Business Interest Checking
TermRateAPY*

Minimum Deposit to Open: $40.00.  $6.00 Service Charge, per statement cycle, if the daily balance falls below $1,500.00.  Note: Fees could reduce earnings on the account.

$1,500 or more 0.10% 0.10%
$0.00 to $1,499.99 0.05% 0.05%
Progress Interest Checking
TermRateAPY*

Minimum Deposit to Open: $50.00.  Minimum Balance Required to obtain APY: $0.01.  The interest rate and APY may change.  Note: Fees could reduce earnings on the account.

$0 -$999.99 0.05% 0.05%
$1,000 - $9,999.99 0.05% 0.05%
$10,000 - $49,999.99 0.10% 0.10%
$50,000 and Up 0.20% 0.20%
Performance Money Market
TermRateAPY*

Minimum Deposit to Open:  $2,000.00.  Minimum Balance Required to Obtain APY: $2,000.00.  The interest rate and the APY may change.  Note: Fees could reduce earnings on the account.

$0 - $1,999.99 0.00% 0.00%
$2,000 - $9,999.99 0.15% 0.15%
$10,000 - $49,999.99 0.20% 0.20%
$50,000 and Up 0.30% 0.30%
Century Money Market
TermRateAPY*

Minimum Deposit to Open: $25,000.00.  Minimum Balance Required to Obtain APY: $25,000.00.  The interest rate and the APY may change.  Note: Fees could reduce earnings on the account.

$100,000 and Up 0.35% 0.35%
$25,000 - $99,999.99 0.15% 0.15%
$0 - $24,999.99 0.00% 0.00%
Savings
TermRateAPY*

Note: Fees could reduce earnings on the account.

$100 Minimum 0.10% 0.10%
$25 Minimum if a minor 0.10% 0.10%

Rates effective as of 10/18/2017

Rates are subject to change at the discretion of the Bank at any time.

* Annual Percentage Yield