Ozark Bank - Privacy Statement
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Privacy Protection Policy Notice

Facts What Does Ozark Bank
Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service your have with us. This information can include:

  • Social security number and employment information
  • Account balances and overdraft history
  • Transaction history and credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Ozark Bank chooses to share; and whether you can limit this sharing.
Reason we can share your personal information Does Ozark Bank Share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 YES NO
For our marketing purposes-
to offer our products and services to you		 YES NO
For joint marketing with other financial companies NO NO
For our affiliates' everyday business purposes-
information about your transactions and experiences		 NO NO
For our affiliates' everyday business purposes-
information about your creditworthiness		 NO NO
For nonaffiliates to market to you NO NO

Questions?

 Call 417-581-2321 or go to www.ozarkbank.com

Who we are
Who is providing this notice? OZARK BANK

What we do
How does OZARK BANK
protect my personal information?		 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does OZARK BANK
collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money or pay your bills
  • apply for a loan or use your debit or credit card
  • apply for insurance or file an insurance claim

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law give you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Ozark Bank has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies

  • Nonaffiliates we share with can include, banks, mortgage companies, insurance companies, direct marketing companies, service providers, credit bureaus, and consumer reporting agencies.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or service to you.

  • Ozark Bank doesn't jointly market.

Revised 3/2011