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Loans

Ozark Bank has loans for all of your personal needs. Please contact a loan officer by phone or visit any of our four convenient locations to help choose the right loan for you.

Mortgage Loans:

Ozark Bank offers fixed rate mortgages, adjustable rate mortgages, and construction loans. We also offer 100% Rural Housing Development Loans for purchasing homes in qualified areas without a down payment. Please check out our competitive rates for purchasing or refinancing your home.

Home Equity Lines of Credit:

An Ozark Bank Home Equity Line of Credit allows instant access to equity in your home. Funds can be used for debt consolidation, pay expenses, or make important purchases. This revolving line of credit is offered at prime rate and accessed by simply writing a check for whatever purpose you desire.

Automobile, Boat, and RV Loans:

Financing is available for new and used cars, boats, and recreational vehicles with terms ranging from 12 to 60 months. See our rates.

Home Improvement Loans:

If you're thinking of making improvements, adding a new addition, or updating your home, an Ozark Bank home improvement loan may be the right choice for you.

Personal Loans:

Ozark Bank also offers personal loans to meet your specific needs.