About Ozark Bank: Our History in Christian County, MO Since 1906

Ozark Bank historical image with bank interior and street

Ozark Bank History

Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 118th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services and loans that would help the community grow and prosper.

Ozark, Missouri landscape in 1904

Through Chamber of Commerce involvement and support for organizations such as Sertoma, Relay for Life, Care to Learn, and many others, Ozark Bank is committed to working side by side with our friends and neighbors to improve the lives of Christian County residents. Our commitment to the community also produces strong loyalty from our staff that leads to longevity and stability. When you walk in to one of our locations, you will see a familiar face and you will be greeted with a warm smile. We focus on getting to know our customers by name. We always have coffee out and encourage our customers to enjoy a cup and visit.

Historic Ozark Mill bridge Historic bank interior layout with patrons standing at counter Original Ozark Bank savings bond documents

The dramatic advances in technology allow our customers ready access to their accounts. With mobile banking, customers can transfer money and pay bills and even deposit checks without bringing them into the bank. Our new technology allows Ozark Bank to deliver all the services that the big banks deliver, yet we do so with a focus that is right for the customer.

Men smoking outside original Ozark Bank building Historic Ozark Mill and Finley River scene Men and boys walking down street in Missouri in the 1900s

One thing that hasn’t changed at Ozark Bank is our commitment to doing things right – and doing the right things. Throughout the years, we have continued to focus on making loans that made sense for both the borrower and for the bank. We know that over time, most customers will need multiple services, based on their life stage. Whether it is checking accounts or auto, mortgage and business loans; investment guidance to estate planning, we approach each need with a focus on delivering value.

Men and women standing outside of original Ozark Bank location Historic Ozark Bank vault door Historic Ozark Bank lobby in the late 1960s

We have helped build Christian County for over a century. The methods and technology have changed, but the values remain the same.

Past Ozark Bank president and vault door Late 1960s or 70s Ozark Bank lobby Ozark Bank bankers working at their desks in the late 1960s or 70s

Serving the Ozarks Over a Century