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8.25% APR*
* WAC. Prime as quoted in WSJ as of 1/02/07. Rate subject to change; 2% APR floor / 20% cap. 80% loan to value; insurance required; balance at maturity. Fee if terminated in first 24 months.
2.53% APY*
* Balance of $100,000 or greater earns 2.53% Annual Percentage Yield (APY); balance of $25,000 to $99,999 earns 1.51% APY; balance less than $25,000 earns 0.00% APY. Fees may reduce APY. $25,000 minimum deposit to open. Not available to financial institutions or public funds accounts. Rates subject to change.
* Fees waived for first 100 days. Then $4.00 per month including 10 online bill payments. Additional online bill payments are just $.40 each.