Merchant Card Services
Ozark Bank offers a wide range of Merchant Card Services and products to our customers. These services support MasterCard, Visa, Novus/Discover, and American Express, and operate on Electronic Card Capture equipment, Microcomputers, and traditional touch-tone phones with no additional equipment necessary.
Ozark Bank offers these services at attractive Discount Rates (based on your business volume, type and ticket size), and state-of-the-art equipment innovations so that businesses can enjoy potential growth with an eye to the future. We invite you to join our growing Merchant Card program and experience the savings and service we can provide to you and your business as your home-owned and operated independent bank.
Services Offered:
- Paper/ARU Transactions - Merchant enters customer card information and sales via a traditional touch-tone telephone to an automated response unit, which authorizes and transmits merchant's sale. Settlement on sale will be delivered to merchant's account within 48 to 72 hours.
- EDC "Electronic Draft Capture" - Merchant swipes customer card through an electronic card reader, which authorizes and transmits merchant's sale. Settlement will be delivered to merchant's account within 48 to 72 hours.
For more information on opening a Merchant Account, discount fees, or equipment pricing and rental, contact our Merchant Services Representative at (417) 581-2321 ext. 253.

